Owner/Shipper warrants that vehicle is fully insured and that such insurance will be maintained until delivery. Owner / Shipper agrees to allow AAT and the Carrier full use of all Owner / Shipper’s insurance in the event of an accident or damage to the vehicle. We require insurance certificates from all of our carriers,(independent contractors) copies are available upon request. Neither AAT (Broker) or the carrier’s insurance coverage is in effect while the vehicle is at any terminal location or while the vehicle is being driven to or from points of loading or unloading. The same applies to any drop location. Your insurance is in full effect when the vehicle is not on the carrier. Keep in mind that many auto transporters may discourage or prohibit you from leaving personal articles in your vehicle. Any personal articles left in the car are not insured. Carriers insurance will only cover vehicle while on the carrier. Owner/Shipper must have coverage prior to loading and immediately upon unloading.